What is Full Coverage?

By parkinsonins

When someone states that they have full coverage, what does that mean? The short answer is that person has Bodily Injury, Property Damage, Comprehensive and Collision coverage. The term Full Coverage is misleading. You can…

Tree Branches Bushes and Vines

By parkinsonins

More and more insurance companies are inspecting their insured properties to be sure that they are maintained. Some things that they are looking for are tree branches overhanging the roof and bushes and vines growing…

What are Condo Additions and Alterations?

By parkinsonins

Condo Additions and Alterations, also known as Building Improvements are the fixtures from the inside walls in that make the unit livable. They include but are not limited to the Cupboards, Counters, Sinks, Toilets, Flooring…

What is a Water Damage Loss?

By parkinsonins

Most people think that a leaky roof is a water damage loss. That is not the case. If your roof leaks that is a home maintenance issue and is not covered. If wind blows tiles…