Our Evolving Vehicle Code

By parkinsonins

Recently on a soccer road trip to the central coast I received a speeding ticket. My first ticket in maybe 25 years. I opted to attend Traffic School to avoid the point on my record.…

Earthquake Loss Assessment Coverage

By parkinsonins

Earthquake Loss Assessment is a coverage that is typically associated with Condominiums and Townhouses. The building portion of a condominium or townhouse is usually insured by the homeowners association (HOA). The contents and improvements of…

Parking Lots

By parkinsonins

We all drive through parking lots daily, but how often do we stop and think about the painted lines we drive over. Parking lots are designed and painted to have a specific traffic flow. The…

What is Replacement Cost Extension?

By parkinsonins

Before the 1994 Northridge Earthquake most insurance companies in the state of California offered Guaranteed Home Replacement Cost coverage. This meant that if certain conditions were satisfied, your home would be rebuilt (using materials that…