What is Full Coverage?

By parkinsonins

When someone states that they have full coverage, what does that mean? The short answer is that person has Bodily Injury, Property Damage, Comprehensive and Collision coverage. The term Full Coverage is misleading. You can by definition have full coverage and not have Medical Payments, Uninsured Motorist, Rental Car or Towing coverage. This coverage is…

What are Condo Additions and Alterations?

By parkinsonins

Condo Additions and Alterations, also known as Building Improvements are the fixtures from the inside walls in that make the unit livable. They include but are not limited to the Cupboards, Counters, Sinks, Toilets, Flooring and Light Fixtures. Sometimes depending upon the homeowners association’s master insurance policy they may be the upgrades, granite instead of…

Where Should You Keep Your Auto Insurance ID Card?

By parkinsonins

Your Auto Insurance ID card should be kept in your car with your registration, not in your wallet or purse. When you buy auto insurance you are insuring your car first and yourself second. If you are stopped by a police officer, he is going to as for proof that the car you are driving…