Parking Lots

By parkinsonins

We all drive through parking lots daily, but how often do we stop and think about the painted lines we drive over. Parking lots are designed and painted to have a specific traffic flow. The intent is to facilitate the orderly and safe movement of cars through the parking lot. Now, how many times have…

Uber and Your Personal Auto Policy

By parkinsonins

Many people today are looking for a way to make extra money. Uber has offered many of them a solution. This is a very attractive solution for many college students. You work your own hours and you are your own boss. Perfect. What you may not realize is that your personal auto policy specifically excludes…

What is Replacement Cost Extension?

By parkinsonins

Before the 1994 Northridge Earthquake most insurance companies in the state of California offered Guaranteed Home Replacement Cost coverage. This meant that if certain conditions were satisfied, your home would be rebuilt (using materials that were of like kind and quality), no matter what the cost was. If your home was insured for $250,000. 00,…

The Basic Speed Law

By parkinsonins

You may be asking yourself, What does the Basic Speed Law have to do with insurance? California has a Basic Speed Law. The Basic Speed Law means that you may never drive faster than it is safe for the current conditions. You may be driving 45 mph in a 55 mph zone, but if it…

What You Need to Know: Traffic school

By parkinsonins

Before you decide to go to Traffic School there are some things that you should know. First, you can only attend traffic school once every 18 months without having a point charged on your auto insurance policy. If you attend a traffic school once in an 18 month period the violation will not be applied…

Thinking About Canceling Your Policy

By parkinsonins

Switching Insurance Companies is a very normal aspect of having insurance; Rates go up and down (mostly up), underwriting criteria change, people move, sell a car, buy a car, sell a house or buy a house. There are many reasons why an individual may choose to cancel a policy, but before your cancel your policy…