You may be asking yourself, What does the Basic Speed Law have to do with insurance? California has a Basic Speed Law. The Basic Speed Law means that you may never drive faster than it is safe for the current conditions. You may be driving 45 mph in a 55 mph zone, but if it…
Before you decide to go to Traffic School there are some things that you should know. First, you can only attend traffic school once every 18 months without having a point charged on your auto insurance policy. If you attend a traffic school once in an 18 month period the violation will not be applied…
Switching Insurance Companies is a very normal aspect of having insurance; Rates go up and down (mostly up), underwriting criteria change, people move, sell a car, buy a car, sell a house or buy a house. There are many reasons why an individual may choose to cancel a policy, but before your cancel your policy…
Before one can enter into a discussion about Hard and Soft Markets it is important to understand the driving forces behind them. So here we go. Every time you give an insurance company a dollar, that insurance company would like to spend approximately 60 cents of it on claims and 25 cents of it on…
Q: My child is going back to college. Should I remove them from my Auto Insurance Policy to save money? A: It is that time of year again, and college students around the country are getting ready to head back to school. You may be getting ready to remove your college student from your auto insurance…
When you shop for a Homeowners Insurance Policy one of the first things an agent will do before a quotation is given is try to determine the accurate building replacement cost of your home. This is not an easy task as the cost of building materials, the quality of construction and the cost of labor…