Your Auto Insurance and the Importance of Title
When you purchase a new car it is important to remember who is on title. Banks and lessors will never let you forget when they are on title. They will even force their own (very…
Our Evolving Vehicle Code
Recently on a soccer road trip to the central coast I received a speeding ticket. My first ticket in maybe 25 years. I opted to attend Traffic School to avoid the point on my record.…
Earthquake Loss Assessment Coverage
Earthquake Loss Assessment is a coverage that is typically associated with Condominiums and Townhouses. The building portion of a condominium or townhouse is usually insured by the homeowners association (HOA). The contents and improvements of…
Parking Lots Insurance Coverage
We all drive through parking lots daily, but how often do we stop and think about the painted lines we drive over. Parking lots are designed and painted to have a specific traffic flow. The…
Uber and Your Personal Auto Policy
Many people today are looking for a way to make extra money. Uber has offered many of them a solution. This is a very attractive solution for many college students. You work your own hours…
What is Replacement Cost Extension?
Before the 1994 Northridge Earthquake most insurance companies in the state of California offered Guaranteed Home Replacement Cost coverage. This meant that if certain conditions were satisfied, your home would be rebuilt (using materials that…