Your sewer service line is the pipe that collects the waste from your kitchen and bathrooms. Most homeowners policies cover this pipe as long as the damage is within the perimeter of your house. Once the pipe leaves the perimeter of your house and heads to the street coverage stops. Mercury Insurance Company now offers coverage that includes the pipe from the perimeter of the house to the street where it meets your municipality’s sewer line.
Many older homes have large trees in their yards. Roots from these trees can enter your sewer pipe, (main line) and clog them. It can cost up to $10,000.00 to replace the clogged sewer pipe. Mercury’s Sewer Service Line endorsement will pay up to $10,000.00 to replace this pipe with a $500.00 deductible. The cost of this endorsement is about $23.00 a year.
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This article(s) represents the views and opinions of Garrett Parkinson and not the Insurance Companies that he represents or illustrates in his articles.