What is Full Coverage?
When someone states that they have full coverage, what does that mean? The short answer is that person has Bodily Injury, Property Damage, Comprehensive and Collision coverage. The term Full Coverage is misleading. You can…
Mercury Offers Service Line Coverage
Your sewer service line is the pipe that collects the waste from your kitchen and bathrooms. Most homeowners policies cover this pipe as long as the damage is within the perimeter of your house. Once…
Tree Branches Bushes and Vines
More and more insurance companies are inspecting their insured properties to be sure that they are maintained. Some things that they are looking for are tree branches overhanging the roof and bushes and vines growing…
What are Condo Additions and Alterations?
Condo Additions and Alterations, also known as Building Improvements are the fixtures from the inside walls in that make the unit livable. They include but are not limited to the Cupboards, Counters, Sinks, Toilets, Flooring…
Where Should You Keep Your Auto Insurance ID Card?
Your Auto Insurance ID card should be kept in your car with your registration, not in your wallet or purse. When you buy auto insurance you are insuring your car first and yourself second. If…
What is a Water Damage Loss?
Most people think that a leaky roof is a water damage loss. That is not the case. If your roof leaks that is a home maintenance issue and is not covered. If wind blows tiles…